EVERYONE SHOULD APPLY!   This is a loan, not a grant. However, in the short term it functions fairly similarly to a grant since it gives a buyer 20% down (up to $150,000) as down payment assistance. Due to the $150,000 limit, the focus of this program is for those buying property up to the $700,000 range. Upon sale or transfer of the home, the homebuyer repays the original down payment loan, plus a share of the appreciation in the value of the home. I say that it functions as

Why real estate algorithms don't work

Climate change is a real concern for many of us, yet when prominent figures in real estate like Grant Cardone or major companies like Redfin or Zillow talk about the “top ten places to buy in the next year,” climate change is usually ignored. Their recommendations are often based on migration to more affordable housing and to places that are “trendy,“ like Texas or Florida. While their predictions on purchases are more than likely accurate, what happens when parts of Flori