All we want for the holidays is… a lower monthly housing payment, less taxes, a bigger house, and did I say less taxes??? As we wrap up a year defined by high interest rates, a national housing crisis filled with unaffordability, and tight home inventory, I wanted to take the time to showcase some of the best companies that help home buyers and current homeowners. Homeownership comes with having difficult conversations, and this resource guide should help you talk through tho

Buying a home is one of the biggest financial decisions you'll ever make. Until recently, one aspect of the process often seemed invisible to the buyer: the buyer's agent commission. In California, and across the nation, significant industry changes have shifted how buyer broker compensation is handled, so that the costs of working with an agent are more transparent. Or at least, it's what the new laws have tried to do… If you're buying or selling a home in California, here i

Buying or selling a home? You need to know about contingencies! ​You’ve found your dream home, the offer is accepted, and you’re ready to celebrate. But what if the inspection uncovers a major issue? What if your financing falls through? Contingencies protect you. Note: Before going too deep into the process, depending on the market you are in, writing an offer with a contingency will instantly destroy your chances of getting an offer accepted. In an extremely competitive mar

It’s not a matter of if. It's a matter of when.

One of the frequent claims you'll hear from real estate agents competing for business is "I'm local, and you need to use me, or else it’s going to hurt your transaction."  Thirty years ago, this argument made sense. But today, it's an outdated notion.  Below, my latest transaction: 648 Villa Centre 660 Villa Centre The house on the left sold by someone else. It took longer to sell and sold for lower! Why is this relevant? I live more than 50 miles away from the home being so

Leasing and buying real estate can be a headache. Below are some tips that will help you in the process of leasing a property. Remember, always ask! The worst thing they can do is say no. Of course, be respectful and conscious of what you’re asking. What Should I Negotiate? 1. Price Reductions Propose a reduced rent for committing to a longer lease. (15 months - 2 years often give a layer of flexibility) Prepayment Discounts: Offer to pay several months' rent upfront for a lo

Sometimes, the decision for sellers to downsize is driven by the desire to reduce responsibilities like cleaning, maintenance, and most notably, navigating stairs.

How deadlines in real estate offers work

EVERYONE SHOULD APPLY!   This is a loan, not a grant. However, in the short term it functions fairly similarly to a grant since it gives a buyer 20% down (up to $150,000) as down payment assistance. Due to the $150,000 limit, the focus of this program is for those buying property up to the $700,000 range. Upon sale or transfer of the home, the homebuyer repays the original down payment loan, plus a share of the appreciation in the value of the home. I say that it functions as

Why real estate algorithms don't work

Climate change is a real concern for many of us, yet when prominent figures in real estate like Grant Cardone or major companies like Redfin or Zillow talk about the “top ten places to buy in the next year,” climate change is usually ignored. Their recommendations are often based on migration to more affordable housing and to places that are “trendy,“ like Texas or Florida. While their predictions on purchases are more than likely accurate, what happens when parts of Flori